By taking the mutual fund route, investors can take exposure to gilts with small amounts. Over a decade or more, returns from these funds tend to be sound.
'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
Debt mutual fund (MF) schemes, which witnessed relatively muted inflows in the past three years, saw a surge in investor interest in April amid election-induced volatility in the equity markets. Active debt funds garnered nearly Rs 66,000 crore net inflows in April, most at least since December 2020.
In the absence of national regulars, the focus will shift on the likes of Rinku, who was surprisingly not picked for the first round despite having an impressive first-class record.
The three day MPC meeting began on Monday and the decision will be announced on Wednesday by RBI Governor Shaktikanta Das.
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries
Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods.
Stunning! Shreyovi Mehta, 10, is a runner up at the annual worldwide Wildlife Photographer of the Year contest.
Former India captain Mithali Raj on Tuesday attributed the national team's underwhelming performance in the Women's T20 World Cup to lack of growth across departments over the past three years.
V Ramesh, CEO, Prabhudas Lilladher Financial Services, believes that investors with a long-term investment horizon in mutual funds should not panic as they can still make profits irrespective of the stock market volatility.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
By following the path of Kula Dharma as mentioned in the Bhagavad Gita, you will not only be securing your child's future but also contributing to your own early sukoon (peace and well-being), says Vatsal Ramaiya
Besides the injured duo, there were two others also along with them and they are presently in police custody, an officer of Mannanthala police station said.
'Understand how wedding expenses fit into your overall financial situation.' 'Evaluate how different levels of spending will impact other goals like retirement, travel, or housing.'
'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
The race to win the Republican nomination for the US Presidential election this November began in icy Iowa on Monday January 15, 2024, when voters picked their nominee.
Pant's batting lacked its usual spark. While his 44 runs off 35 balls hinted at his talent, fluency and explosiveness were noticeably absent.
Rohit was spotted having a deep conversation with members of the KKR franchise in their dressing room.
rediffGURU Anil Rego answers readers' personal income tax queries.
'If you are investing in a Ulip for returns, go for a type I Ulip.' 'If you are investing for insurance cover as well, type II is better.'
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
Ask rediffGURU Ulhas Joshi your mutual fund queries.
The 44-year-old politician, who was among the final three contestants in the Labour Party's leadership contest against her boss in January 2020, has been serving in his shadow cabinet ever since.
Bharatanatyam and Kuchipudi veteran Yamini Krishnamurti died at the Apollo hospital New Delhi on Saturday. She was 84.
There is nothing to be worried about as bilateral ties are robust with solid foundations. Both are on the same page on the economic and defence/security ties bilaterally and globally and that shall continue irrespective of change in political dispensation in either country, points out Dr Rajaram Panda.
Do not, however, enter expecting quick returns.
To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
'Indian investors have always been debt-heavy but with growing financial awareness they are getting comfortable with equities.'
'In the short term you keep your return expectations very, very low; in the medium term be prepared to invest and in the long term growth will come and your returns from stocks will be high.'
'If you look at where inflation (headline and core) is today in India and where the rates are, there's clearly room to cut rates.'
'PPF carries minimal risk.' 'Its fixed-income nature allows investors to diversify their portfolios.'
People in full-time jobs should especially avoid intraday trading as it results in loss of focus and affects performance.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'Investors need to be stock specific and should not rush to buy stocks at the current levels.'
The bad assets or gross NPAs of commercial banks fell to a 12-year low of 2.8 per cent in March 2024 and may go down further to 2.5 per cent by the end of the current fiscal, said the RBI's Financial Stability Report (FSR) released on Thursday. Scheduled Commercial Banks' (SCBs) gross non-performing assets (GNPA) ratio fell to 2.8 per cent, and the net non-performing assets (NNPA) ratio to 0.6 per cent at the end of March 2024. "The asset quality of SCBs recorded sustained improvement, and their GNPA ratio moderated to a 12-year low in March 2024. Their NNPA ratio too improved to a record low," said the June FSR.
